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AI Assistants · Comparison

ChatGPT vs Microsoft Copilot

How ChatGPT and Microsoft Copilot compare on price, free plans, ease of use and features, using prices last checked on November 7, 2026.

  • ChatGPT has the lower starting price ($8/month) compared with Microsoft Copilot ($9.99/month).
  • Only ChatGPT has a free plan.

ChatGPT vs Microsoft Copilot at a glance

FeatureChatGPTMicrosoft Copilot
Starting price$8/month$9.99/month
Free planYesNo
DifficultyBeginner-friendlyBeginner-friendly
APINot listedNot listed
Plans
  • Free: Free
  • Go: $8/month
  • Plus: $20/month
  • Pro: $100/month
  • Microsoft 365 Personal: $9.99/month
  • Microsoft 365 Family: $12.99/month
  • Microsoft 365 Premium: $19.99/month
  • Microsoft 365 Pro: $99.99/month
Good for
  • Drafting and editing text
  • Brainstorming
  • Research with citations
  • Creating images
  • Drafting documents in Word
  • Analyzing spreadsheets in Excel
  • Summarizing email in Outlook
Made for
  • Individuals
  • Creators
  • Small businesses
  • Individuals
  • Small businesses
Watch out for
  • Free plan has limited image creation and deep research
  • Go may include ads (per OpenAI's plan page)
  • Office-app Copilot features require a Microsoft 365 subscription
  • Family plan AI features are for the subscription owner only

Prices come from each vendor's official pricing page. Yearly plans are shown as the monthly equivalent. Confirm current prices on the official sites before you buy.

Features compared

Both have

  • Chat assistant
  • Image generation
  • Text generation

Only ChatGPT

  • File analysis
  • Web research

Only Microsoft Copilot

  • Data analysis
  • Document editing

Learn more about each tool

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Use both, or neither

FloPilot checks what you already pay for and builds a workflow with the tools that fit your goal, including ChatGPT or Microsoft Copilot if they're the right pick.

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